<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
          http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- ── Public / Marketing ──────────────────────────────────────────── -->
  <url>
    <loc>https://localsurance.vercel.app/</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/get-quote</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/get-quote/onboarding</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ── Auth ────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://localsurance.vercel.app/login</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/forgot-password</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/verify-otp</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.2</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/reset-password</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.2</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/password-reset-success</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.1</priority>
  </url>

  <!-- ── Dashboard ───────────────────────────────────────────────────── -->
  <url>
    <loc>https://localsurance.vercel.app/dashboard</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/dashboard/members</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/dashboard/insurance-tree</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/dashboard/bills</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/dashboard/support</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://localsurance.vercel.app/dashboard/profile</loc>
    <lastmod>2025-03-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

</urlset>
